Easy ACH File Creator turns your Excel or CSV data into NACHA-formatted ACH files — no accounting package required. Trusted since 2001. Fun fact 🤓 NACHA stands for National Automated Clearing House Association. You're welcome at trivia night.
Get Started →Easy ACH File Creator accepts data from any Excel or CSV file — so if your accounting software can export a CSV, you can create ACH files. No integration needed. No IT ticket required.
Excel spreadsheet or CSV export
Generates NACHA-formatted output
Receives and processes the ACH file
Everyone gets paid. Everyone is happy.
No special formatting required. If your software exports CSV, you're ready to roll.
Batch totals, hash totals, record counts — all generated automatically. No math anxiety required.
Files conform to NACHA formatting standards accepted by all U.S. financial institutions.
CCD, PPD, TEL, and WEB — all the standard entry class codes your bank expects.
Made a typo? Fix and regenerate in seconds. No starting over. No crying.
Over 20 years of trusted ACH file creation. We've survived every bank quirk known to humanity.
Type values directly or import from any Excel or CSV file — works with any accounting package that exports CSV.
The program formats your data into a NACHA-compliant ACH file with the correct headers, batches, and totals. It's like magic, but legal.
Upload the file through your bank's portal. Standard across all institutions — your bank knows what to do with it.
Your bank routes the ACH entries to your customers', employees', or vendors' financial institutions.
Funds arrive in recipient accounts. Direct deposits, bill payments, vendor disbursements. Happiness ensues.
Easy ACH File Creator has been simplifying ACH since 2001. Your bank will be impressed. Or at least less annoyed.